Pricing

Grows with your book.
Not your org chart.

Pallis is priced on gross written premium — the metric your MGA scales against. Generous seat allotments at every tier. Transparent overage. No surprises.

$114B
US MGA premiums 2024
+16%
YoY market growth
~1,000
Active US MGAs
30%+
PE-backed MGAs
Monthly
Annual Save 15%

Founding Cohort — First 10 clients

50% off the platform fee for 12 months, locked for 24 months. Direct roadmap input. Founding Member designation. Free tier upgrade per referral.

Under $10M GWP
Starter
$100M – $500M GWP
Scale
$500M+ GWP
Enterprise
Starter
$399/mo
$339/mo
Billed monthly
 
 
$4,068/yr — save $720
Under $10M GWP

Full operational infrastructure for startup MGAs at a fraction of legacy AMS cost.

5 seats included
+$29/seat/mo above that
5
Get started
500
Policies/yr
5
LOBs
  • Policy & claims CRUD
  • Bordereaux (4 carrier templates)
  • Carrier submission pipeline
  • Renewal intelligence
  • DQ Score · Audit log · Analytics
  • Pallis Connect migration
  • Not included
  • Insured portal
  • Intelligence Pro
Scale
$2,999/mo
$2,549/mo
Billed monthly
 
 
$30,588/yr — save $5,400
$100M – $500M GWP

Intelligence Pro, peer benchmarking, and Premium Finance compound returns across every renewal cycle.

35 seats included
+$25/seat/mo above that
35
Get started
10,000
Policies/yr
Unlimited
LOBs
  • Everything in Growth
  • Intelligence Pro (6 ML models)
  • Market Signal Feed · Peer Benchmarking
  • Premium Finance at Bind
  • Read-only API access
  • Lloyd's Crystal+$500/mo
  • AIG Connect API+$500/mo
Enterprise
Custom
Custom
Min. $75,000/yr · Annual contract
Min. $75,000/yr · Annual contract
 
 
$500M+ GWP

PE-backed groups and large MGAs. White-labeled portal, dedicated CSM, custom integrations, SSO/SAML.

Custom seat allotment
Negotiated per contract
Unlimited
Policies
  • Everything in Scale
  • White-label portal (custom domain)
  • Dedicated Customer Success Manager
  • Custom integrations & SLA
  • SSO / SAML · Full API access
  • Lloyd's Crystal + AIG Connect (included)
  • Multi-entity / sub-MGA orgs

How seats work. Every tier includes a generous allotment sized for the typical MGA at that GWP band. Additional seats are available at a flat, published rate — no surprises. The platform fee is what scales with your book.

How Pallis scales with you

Four ways your investment compounds.

Each revenue vector expands independently as your MGA matures.

Vector 01 — Platform
GWP-band fee
Priced on the metric your book scales against. As GWP grows into the next band, one tier upgrade captures the expansion.
Live at launch
Vector 02 — Team
Seat expansion
Generous included seats cover the median team. When you hire, seats expand at a flat published rate. Revenue grows as you do.
Live at launch
Vector 03 — Capability
Fixed add-ons
Certificate API, white-label, Market Signal, Lloyd's Crystal. Fixed monthly line items — no consumption metering, no bill shock.
Available from Growth
Vector 04 — Embedded fintech
Premium Finance at Bind
1–1.5% commission on premium volume financed at bind. Scales automatically with GWP growth — no additional ops. The structural NRR engine.
Scale & Enterprise
Value analysis

For a $50M GWP MGA, Pallis creates $125K–$1M+ in annual value.

Pricing captures 20–35% of that value — the standard ROI threshold for enterprise SaaS.

Renewal retention
$45K–$450K
Renewal intelligence flags at-risk policies 30% earlier. Meaningful retained premium every cycle.
Carrier bind rate
$36K–$360K
Quote Assist and appetite engine improve placement by ~8%. More submissions find the right market.
Loss ratio improvement
$14K–$140K
Better data quality drives carrier pricing down. 1–3% LR improvement translates to commission and capacity.
Underwriter time recovered
$25K–$75K
8–12 hours/week of manual work automated per underwriter. Equivalent to one FTE per 5-person team.
Premium finance revenue
$5K–$50K
1–1.5% commission on financed premium at bind. Zero additional ops — built into the platform.
Data advantage
Structural
Every submission, bind outcome, and renewal feeds Quote Assist and benchmarking. Compounds over time.

Based on $50M GWP MGA · 10 underwriting staff · 5-carrier panel. Results vary by portfolio and market cycle.

Full comparison

Everything, side by side.

Feature Starter
$399/mo · 5 seats
Growth
$1,199/mo · 15 seats
Scale
$2,999/mo · 35 seats
Enterprise
Custom
Capacity
GWP band< $10M$10M–$100M$100M–$500M$500M+
Included seats51535Custom
Additional seats$29/seat/mo$29/seat/mo$25/seat/moNegotiated
Annual policy volume5002,50010,000Unlimited
Operational core
Policy & claims CRUD
Bordereaux · Reinsurance · Audit log
DQ Score · Analytics · Migration
Distribution & market
Carrier submission · Renewals
Multi-carrier submit · Quote Assist · Insured portal
Intelligence layer
Intelligence Pro (6 ML models)
Market Signal · Peer Benchmarking
Premium Finance at Bind
Platform & security
Certificate API+$150/mo+$150/mo
White-label portal+$300/mo+$300/mo
API accessRead-only
SSO / SAML · Dedicated CSM
FAQ

Common questions.

Why GWP-based tiers instead of pure per-seat?

GWP is the metric an MGA scales against. Pricing on GWP aligns Pallis revenue with your success. We include generous seat allotments so most teams never pay an overage. When you hire, seats expand at a flat published rate.

How does onboarding work?

Once access is approved, we send an invite link. Your team runs a 10-minute onboarding wizard. Pallis Connect handles data migration from Applied Epic, EZLynx, AMS360, Novidea, or CSV.

Is there a free trial?

We don't offer a self-serve trial. We run a demo session using the Meridian Specialty Group demo portfolio, then provision access correctly configured for your book structure.

What is Premium Finance at Bind?

When a policy is bound through Pallis, we surface premium finance offers in the bind flow. Pallis earns 1–1.5% commission on financed volume — at no cost to the insured. Available on Scale and Enterprise.

Can I change tiers?

You can upgrade at any time — prorated immediately. Downgrades take effect at the next billing cycle. Annual contracts include one tier change per year at no adjustment fee.

How is the founding cohort discount applied?

50% off the platform fee for the first 12 months, locked for 24 months. Add-ons are billed at standard rates. Limited to the first 10 clients.

What data powers Quote Assist and benchmarking?

Anonymised, aggregated data across the Pallis client cohort. No individual MGA's raw data is ever surfaced to another client. Cohort loss history and carrier response data only.

Where is data hosted?

All data is hosted on Supabase (PostgreSQL) with row-level security enforced at the database layer. Multi-tenant isolation is architectural. US-only. Contact access@pallis.ai for enterprise data requirements.

Ready to run your MGA at intelligence-grade?

We review every request and configure access before onboarding. Typical turnaround under 24 hours.

Talk to the team